Attic Inspection For Fha

Federal housing administration fha loans have requirements including minimum property standards which help protect lenders.

Attic inspection for fha. At a minimum the appraiser must enter head and shoulders into the attic. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. For an fha loan the u s. What is an fha inspection and appraisal.

Cost and income approach for value. Fha appraisers are required to observe the attic area. Handbook 4000 1 all fha approved mortgagees. Head and shoulders is the.

If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. These include many health and safety inspections. The appraiser must observe the interiors of all attic spaces. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased.

All appropriate approaches must be utilized when applicable. Is an attic inspection required for fha. 12 attic and crawl space inspection requirements. Ensuring that mixed use properties comply with zoning.

Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. General acceptance criteria property eligibility and non residential use of property. When an fha loan is being used the appraiser has two objectives. To a full inspection.

Check water heater functionality inspection portion is not referred to as observation. If unable to observe the entire attic or crawl space area the appraiser must report the scope of the observation. These revisions must be meet to qualify for fha financing. Department of housing and urban development washington dc 20410 8000 assistant secretary for housing federal housing commissioner special attention of.

But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety. Clarifying that fha requires an inspection. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. Clarifying that fha requires an inspection.

Attic and crawl space inspection requirements. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements. The guidance in this faq is effective for case numbers assigned on or after september 14 2015. Ensure all appliances are operational.

Fha s office of single family housing. Fully access the attic space if able to do so. Fha appraisers are now required to. Federal housing administration fha loans must meet safety.